--- title: "Travel Insurance for Children: Requirements and How to Get It" id: "6182" type: "post" slug: "travel-insurance-for-children" published_at: "2026-11-02T04:57:38+00:00" modified_at: "2026-11-02T05:03:46+00:00" url: "https://travelosca.com/english/travel-insurance-for-children/" markdown_url: "https://travelosca.com/english/travel-insurance-for-children.md" excerpt: "Travel insurance for children on a Schengen visa: why every child needs their own policy, cover requirements, individual vs family policies, the details needed and what the insurance covers." taxonomy_category: - "Services" - "Travel Insurance" --- # Travel Insurance for Children: Requirements and How to Get It Travel Insurance for Children: Requirements and How to Get It - [Services](https://travelosca.com/english/category/services-en/) , [Travel Insurance](https://travelosca.com/english/category/travel-insurance-en/) [https://travelosca.com/#ServicePrices](https://travelosca.com/#ServicePrices) Contents of the Guide When preparing a family visa file, many people forget that every travelling child needs travel medical insurance in their own name, just like their parents, even if they are exempt from the visa fee. One missing policy for a single child can hold up the whole family’s file. This page covers the requirements for children’s insurance, the difference between individual and family policies, and the details needed to issue it online. - A policy in the child’s name as in their passport - €30,000 cover valid in all Schengen countries - Same dates as the parents’ policies, delivered to your email [Order family insurance](https://travelosca.com/english/travel-insurance/#order) ## Does a child need separate insurance? Yes. The EU Visa Code requires travel medical insurance for every Schengen visa applicant, regardless of age, including infants. Each child has a separate visa file that the officer reviews on its own, so their name, date of birth and passport number must appear on a policy that clearly covers them. Some family policies list all members’ names, but in a visa file it is easier for each applicant to have a certificate in their own name attached to their file. ## Policy requirements for a child’s Schengen visa - **Cover:** at least €30,000 for emergency treatment, hospital treatment and repatriation. - **Scope:** all Schengen countries, not only the country you are applying to. - **Duration:** the whole trip, with the same dates as the parents’ policies. - **Name:** matching the child’s passport letter by letter, including the middle name. These are the same requirements as for adults, detailed on our [Schengen travel insurance](https://travelosca.com/english/travel-insurance/) page. Countries outside Schengen have different requirements, such as [Georgia](https://travelosca.com/english/travel-insurance-georgia/) , which has required insurance for all tourists since 2026, including children. ## Individual or family policy? | | A policy for each person | A family policy | | --- | --- | --- | | In the visa file | Easier, as each file has its own certificate | Copied and attached to every file | | At border checks | Each person carries their own policy | The family must stay together | | Requirement | The child’s name and full details | All members’ names and full details | That is why we usually issue a separate policy for each traveller with the same dates, so you don’t need to copy one policy and spread it across the files. ## Details needed to issue a child’s insurance - The child’s name in English as in their passport, date of birth and passport number. - The destination country and travel dates, which are the same as the parents’. - Contact details for one of the parents. For a child’s visa file, embassies usually also ask for the birth certificate, the family register for Saudis, and consent from the non-travelling parent if the child travels with only one parent. The full list is in our guide to [Schengen visa requirements](https://travelosca.com/english/schengen-visa-requirements/) . ## How to choose the length of a child’s insurance The cost of a policy depends on the length of the trip and the territorial scope, so choose a period that covers the trip exactly plus one day on each side, not a full month for a two-week trip. Current prices for each length are on our [travel insurance](https://travelosca.com/english/travel-insurance/) page. ## What does a child’s insurance cover during the trip? It covers emergencies: fever and infections that need a doctor’s visit, injuries and accidents, hospital treatment, and repatriation for medical reasons. It does not cover vaccinations, routine check-ups or chronic conditions that existed before travel. Save the emergency number written on the policy on your phone before you travel; it is the first thing you will need if your child falls ill abroad. ## The insurer issuing the policy Policies are issued by Atlas, AXA and Allianz, among the best-known insurers in the world. Travelosca is an intermediary that prepares the policy and sends it to you; cover and claims are handled directly with the insurer through the emergency number on the policy. You can verify the policy by contacting the insurer with the policy number and the insured person’s name. ## Order travel insurance for your children 1. Open the travel insurance form. 2. Add each family member with their details as in their passport. 3. Enter the country and travel dates. 4. Pay online, and you will receive a policy for each traveller with the same dates. **Travel insurance for every family member** with cover that meets Schengen requirements, usually delivered to your inbox within hours. [Start your order](https://travelosca.com/english/travel-insurance/#order) ## Frequently asked questions ### Does an infant need insurance for a Schengen visa? Yes. Every applicant needs insurance regardless of age, even if exempt from the visa fee. ### Can a child be added to a parent’s policy? Some family policies allow this if the child’s full details are shown, but a separate certificate is easier when the file is reviewed. ### Does the insurance cover vaccinations or routine check-ups? No. It only covers emergencies during the trip. ### Are the requirements different for a child travelling with only one parent? The insurance itself is the same, but most embassies require written consent from the non-travelling parent in the visa file. ## Sources - EU Visa Code (EC) 810/2009 – Article 15 - [European Commission – Visa policy](https://home-affairs.ec.europa.eu/policies/schengen-borders-and-visa/visa-policy_en) [https://travelosca.com/english/author/mohamed-samir/](https://travelosca.com/english/author/mohamed-samir/) [Mohamed Samir](https://travelosca.com/english/author/mohamed-samir/) [All Author's Articles](https://travelosca.com/english/author/mohamed-samir/) [PrevEgyptAir Flight Reservation for Visa Applications](https://travelosca.com/english/flight-reservation-egyptair/) [Travel Health Insurance for Georgia: Mandatory Since 2026 and the RequirementsNext](https://travelosca.com/english/travel-insurance-georgia/) Prepare Your Travel Documents Flight bookings and travel insurance with matching dates, delivered to your email within 24 hours. - [Flight Booking PNR](https://travelosca.com/english/flight-reservation/) - [Hotel Booking](https://travelosca.com/english/hotel-reservation/) - [Travel Insurance for Schengen Visa](https://travelosca.com/english/travel-insurance/) - [Day-by-Day Travel Itinerary](https://travelosca.com/english/travel-itinerary/) [Browse Services & Prices](https://travelosca.com/english/our-services/) ## Related [https://travelosca.com/english/travel-insurance-qatar/](https://travelosca.com/english/travel-insurance-qatar/) Services ### [Health Insurance for Visiting Qatar: Mandatory for Visitors and How to Get It](https://travelosca.com/english/travel-insurance-qatar/) Health insurance has been mandatory for visitors to Qatar since 1 February 2023: what the mandatory policy covers, the official premium, where to buy it from approved insurers, and common mistakes. [More...](https://travelosca.com/english/travel-insurance-qatar/) [https://travelosca.com/english/travel-insurance-russia/](https://travelosca.com/english/travel-insurance-russia/) Services ### [Travel Health Insurance for Russia: When It Is Mandatory and What It Requires](https://travelosca.com/english/travel-insurance-russia/) When travel health insurance is mandatory for Russia, which policy requirements Russian consulates accept, insurance with the unified e-Visa, and the mistakes that get a policy rejected. [More...](https://travelosca.com/english/travel-insurance-russia/) [https://travelosca.com/english/travel-insurance-georgia/](https://travelosca.com/english/travel-insurance-georgia/) Services ### [Travel Health Insurance for Georgia: Mandatory Since 2026 and the Requirements](https://travelosca.com/english/travel-insurance-georgia/) Travel health insurance for Georgia has been mandatory for all foreign tourists since 1 January 2026: the minimum cover, what border officers check, what the policy covers, and how to choose one at the lowest cost. [More...](https://travelosca.com/english/travel-insurance-georgia/) [https://travelosca.com/english/travel-insurance-for-children/](https://travelosca.com/english/travel-insurance-for-children/) Services ### [Travel Insurance for Children: Requirements and How to Get It](https://travelosca.com/english/travel-insurance-for-children/) Travel insurance for children on a Schengen visa: why every child needs their own policy, cover requirements, individual vs family policies, the details needed and what the insurance covers. [More...](https://travelosca.com/english/travel-insurance-for-children/) [https://travelosca.com/english/flight-reservation-egyptair/](https://travelosca.com/english/flight-reservation-egyptair/) Flight Reservation ### [EgyptAir Flight Reservation for Visa Applications](https://travelosca.com/english/flight-reservation-egyptair/) An EgyptAir flight reservation with a PNR you can check on egyptair.com, for Schengen and other visa applications from Egypt. 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